Buying a Timeshare Is a Bad Investment, so Why Do People Own Them?

Owning a home is nice and all, but having your own vacation home? That’s like a dream come true! Unfortunately, paying for one house is expensive enough. Paying for two of them is absurd.

That’s why timeshares exist. Instead of buying a vacation getaway outright, you can buy a portion of it for just a few weeks out of the year. You’ll still be subjected to monthly payments and maintenance fees, but you won’t have to pay for the full thing and use it only when you need it. Sounds like a good deal, right?

Well, not exactly.

While the promise of a time share is great, they’re still pretty price. They’re also hard as heck to get rid of when you realize that going to the same place over and over again is less than ideal. On top of that, they can rack up significant debt, especially when paying for a mortgage on your actual home.

Money Talks News recently did a study on just what makes timeshares less-than-ideal investments. If you’re thinking of getting one or trying to offload your current one, you might want to listen to what they have to say. It could save you from going into further debt.

Taking on any debt for your timeshare almost guarantees that you will lose money. If you really want to visit the same vacation destination repeatedly, you’re probably better off with a hotel. While hotels aren’t necessarily cheap by any means, they don’t require loans, maintenance fees, or any other excessive financial burdens associated with timeshares.


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